1. Acceptance of Terms

By accessing and using BillandLog ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms apply to all users of BillandLog, including freelancers, consultants, small business owners, and any other individuals or entities using our financial tools.

2. Description of Service

What BillandLog Provides

BillandLog is a free, web-based financial toolkit that provides:

• Invoice generation tools for freelancers and small businesses
• Expense tracking and financial reporting
• GST-compliant invoice generation for Indian businesses
• Financial dashboard and analytics
• Data export and import capabilities

Service Availability

We strive to maintain 99.9% uptime, but BillandLog is provided "as-is" without guarantees of constant availability. We may temporarily suspend the Service for maintenance, updates, or other operational reasons.

3. User Responsibilities

Account Security

While BillandLog doesn't require account creation, you are responsible for:

• Keeping your device and browser secure
• Regularly backing up your data using the export feature
• Not sharing your device with unauthorized users
• Maintaining the confidentiality of your financial information

Data Accuracy

You are responsible for:

• Ensuring all information you enter is accurate and up-to-date
• Verifying calculations and financial reports
• Complying with local tax laws and regulations
• Maintaining proper business records beyond what BillandLog provides

Lawful Use

You agree to use BillandLog only for lawful business purposes and in compliance with all applicable laws and regulations.

4. Prohibited Uses

You may not use BillandLog for:

• Illegal activities or purposes
• Creating fraudulent invoices or financial documents
• Attempting to breach security measures or access unauthorized areas
• Distributing malware, viruses, or harmful code
• Harassing or abusing our support team
• Reverse engineering or attempting to copy our software
• Using automated scripts or bots to access the Service
• Overloading our servers with excessive requests

5. Intellectual Property

Our Rights

BillandLog, including its design, code, features, and content, is owned by us and protected by copyright and other intellectual property laws. You may not:

• Copy, modify, or distribute our software
• Use our trademarks or branding without permission
• Create derivative works based on our Service
• Remove copyright notices or proprietary markings

Your Rights

You retain full ownership of all data you enter into BillandLog, including:

• Your business information and financial data
• Invoices and reports you generate
• Any content you create using our tools

License to Use

We grant you a limited, non-exclusive, non-transferable license to use BillandLog for your personal or business purposes in accordance with these Terms.

6. Disclaimers and Limitations

Service Disclaimers

Specifically, we disclaim warranties regarding:

• Accuracy of calculations or financial computations
• Compliance with specific tax laws or regulations
• Suitability for your particular business needs
• Data security or protection against loss
• Compatibility with all devices or browsers

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for:

• Any direct, indirect, incidental, or consequential damages
• Loss of data, profits, or business opportunities
• Damages resulting from use or inability to use the Service
• Errors in calculations or generated documents
• Third-party actions or content

Professional Advice

BillandLog is a tool, not a substitute for professional accounting, legal, or tax advice. Always consult qualified professionals for important financial decisions.

7. Privacy and Data

Local Data Storage

Your financial data is stored locally in your browser and never transmitted to our servers. This means:

• We cannot access your financial information
• You maintain complete control over your data
• Data may be lost if you clear browser storage
• You are responsible for backing up your data

Privacy Policy

Our collection and use of any information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Termination

Your Right to Stop Using

You may stop using BillandLog at any time. Since no account is required, simply stop accessing the website. Remember to export your data before doing so.

Our Right to Terminate

We may restrict or terminate access to BillandLog if you:

• Violate these Terms of Service
• Use the Service for illegal purposes
• Attempt to harm our systems or other users
• Abuse our support resources

Effect of Termination

Upon termination:

• Your right to use BillandLog ends immediately
• Your locally stored data remains on your device
• These Terms continue to apply to past use of the Service

9. Changes to Terms

Updates to Terms

We may update these Terms occasionally to:

• Reflect changes in our Service
• Address new legal requirements
• Improve clarity and user understanding
• Add new features or capabilities

Notification of Changes

When we make changes to these Terms:

• We will update the "Last Updated" date
• Significant changes will be highlighted on our website
• Continued use of BillandLog constitutes acceptance of new Terms

Legal and Compliance

Governing Law

These Terms are governed by and construed in accordance with applicable laws. Any disputes will be resolved through appropriate legal channels.

Severability

If any portion of these Terms is found to be invalid or unenforceable, the remaining portions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BillandLog regarding use of the Service.

Special Provisions

Indian GST Compliance

Our GST invoice generator is designed to help create GST-compliant invoices, but:

• You are responsible for ensuring compliance with current GST laws
• Tax rates and regulations may change - stay updated
• Consult a tax professional for complex situations
• We are not responsible for GST calculation errors or non-compliance

Business Use

BillandLog is designed for legitimate business use. If you're using it for business purposes:

• Ensure compliance with your local business regulations
• Maintain proper records as required by law
• Use generated invoices responsibly and legally
• Keep backups of important financial documents

10. Contact Information

Acknowledgment

By using BillandLog, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. You also acknowledge that you have read and understood our Privacy Policy.